Personal Injury Liability is now excluded from a standard HO3 homeowners policy and can be added back by endorsement. Personal Injury Liability is included in the expanded HE7-21 Homeowners form.
Personal Injury is defined in insurance as:
1. False arrest, Detention or Imprisonment.
2. Malicious prosecution
3. Libel, Slander, or Defamation of Character
4. Invasion of Privacy, Wrongful Eviction or Wrongful Entry.
Array 
