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Why Do I Need Professional Liability (E&O)???
 
 
Professional Liability, or Errors & Omissions Liability, was created to fill the "gaps" excluded by a traditional General Liability policy which applies mainly to Bodily Injury and Property Damage types of liability.  Professional Liability picks causes of loss to third parties due to negligence in the rendering of Professional Services.  These types of Services primarily, where a party may suffer a financial loss due the advice, consulation, or failure to provide a Professional Services causes a loss. There are now many types of Professions in which Professional Liability insurance is available, such as:
 
   Medical Malpractice
   Lawyers Professional Liability
   Consultants Professional Liability
   Software Developer Professional Liability